平安全球医疗保险
Major advantages
Powerful Partners
International Medical Group®, Inc. (IMG®) is a worldwide leader in providing a wide range of international medical and health related insurance products and services to individuals, families and companies around the globe.
Since 1990, IMG has provided 24 hour Global Peace of Mind® and medical security for hundreds of thousands of individuals and families in over 150 countries.
Working in association with our partners in China and with service centres in both North America and Europe and with insurance plans providing access to hospitals, clinics, doctors and specialists all over the world -- IMG and its affiliated group of companies (including IMG Europe, Ltd. (IMGE), a wholly owned subsidiary) are there to help you when you need it most, 24/7/365.
Widely Direct Billing Network
Personalized Product
Sub-Plans
HeadStart Sub-Plan
The Ping An GlobalSelect HeadStartSM sub-plan is very affordable 'entry level' medical insurance designed to get you to see a consultant or specialist privately and quickly-- whether before or after hospital admission, or following out-patient surgery.
Allows you to receive the private in-patient treatment you need, when you need it, as well as out-patient surgery, cancer tests and MRI/CT scans
Includes emergency evacuation and repatriation to the nearest medical facility within your geographic area of cover
"Go private" and avoid having to suffer unnecessary or long waiting lists
Basic Sub-Plan
The Ping An GlobalSelect BasicSM sub-plan is affordable and effective medical insurance that gives you higher limits and more sections of cover than HeadStart. As well as in-patient treatment, out-patient surgery, cancer tests and MRI/CT scans, the Basic sub-plan provides a wide range of additional covers, including:
Family doctor fees, treatment, referrals and prescribed medicines relating to pre and post hospital treatment
Major organ transplant
Physiotherapy
Homeopathic and osteopathic treatments
Home nursing
Compassionate visits
Stabilization of an acute episode of a chronic medical condition
Limited worldwide accident and emergency cover is also available under the Basic sub-plan if you travel outside your geographic area of cover. What's more, if declared and accepted, limited cover can even be included for pre-existing medical conditions following 24 months continuous cover under the Ping An GlobalSelect plan.
Standard Sub-Plan
The Ping An GlobalSelect StandardSM sub-plan offers significantly wider and increased benefits compared with the Basic sub-plan, with extensive cover for family doctor treatment and prescribed medicines, including additional benefits for:
Complementary medical treatment
AIDS/HIV treatment
Hormone Replacement Therapy (early onset)
Rehabilitation and Hospice Care
Psychiatric treatment
Annual health and wellness check ups for adults and children
...and much more!
Cover is also available for declared and accepted pre-existing conditions and on-going chronic and palliative treatment, after 24 months continuous cover. You can elect to have eligible treatment in the USA within our network of providers.
Executive Sub-Plan
The Ping An GlobalSelect Executives"" sub-plan offers you some of the highest limits of cover and the widest range of premier international medical insurance covers available anywhere in the world today. The Executive sub-plan provides all the covers above and more, including:
Vision contribution benefit
Routine dental treatment (after 6 months continuous cover)
Restorative dental treatment (after 12 months continuous cover)
An extensive range of maternity covers (after 12 months continuous cover)
Areas of Cover
By restricting your cover to certain geographic areas you can reduce the premium you pay. With the Ping An GlobalSelect plan you have a choice of three different geographic areas of cover:
AREA ONE:
EUROPE INCLUDING:
Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Bosnia and Herzegovina, Bulgaria, Canary Islands, Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Greenland, Holland, Hungary, Iceland, Ireland, Italy, Jersey, Kazakhstan, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation, San Marino, Serbia, the Slovak Republic, Slovenia, Spain (including the Balearics and Canary Islands), Sweden, Switzerland, Tajikistan, Turkey, Turkmenistan, Ukraine, United Kingdom, Uzbekistan, the Vatican City and Yugoslavia.
AREA TWO:
WORLDWID, EXCLUDING USA/CANADA
AREA THREE:
WORLDWIDE
Excess Choices
A standard excess is the first amount of a claim payable by you before any benefits are paid under the plan. There is only one excess per medical condition per period of insurance. The Schedule of Cover and Excesses identifies the Standard Excess that applies to your chosen Ping An GlobalSelect sub-plan. There is also a range of optional voluntary medical excesses available to you and your family:
On the Standard and Executive sub-plans, for a small increase in premium you may choose to reduce your excess from that of the standard excess.
Alternatively, you may choose to increase the excess above that of the standard excess and this will result in a reduction in your standard premium of up to 45% depending upon the increased excess you select.
Comprehensive Coverage
Professional Service Team
Ping An GlobalSelect International Healthcare Insurance's dedicated personnel
24 Hour Service
Call the 24-hour Hotline at:
400 678 6396 when you are in China or
+44 1444 46 55 77 when you are out of China
Prompt and Easy Claim Procedure
Your claims will be settled efficiently, and in most cases if you are admitted to hospital our administrators can arrange to pay the hospital or medical provider direct. Once your application for your Ping An GlobalSelect plan is approved, you will receive a fulfilment kit which includes a Ping An GlobalSelect identification card and claim forms. When you receive treatment, original itemised bills must be received by our administrators within 90 days of services. Refer to your Policy Wording and claim form for further claims submission and settlement information.
Maximum limit can reach RMB72,000,000
