平安全球医疗保险
Coverage
1. Inpatient Treatment & Day-Patient Treatment
Hospital Accommodation & Theatre
Accidents, Emergencies, Intensive Care
Including: Surgical care, Second Surgical Opinion Anaesthetics, Medical Practitioner charges for Surgery, Treatment, Services and Supplies routinely provided
Surgeons, Consultants, Anaesthetists, Nurses and Ancillary Charges
Medical Practitioners
Prescribed Drugs (maximum supply of 90 days), Dressings and Durable Medical Equipment
Reconstructive Surgery
undertaken within 12 months following an accident or illness for an eligible condition
Diagnostic Tests, and Procedures, X-rays, Pathology & MRI/CT Scans
Cancer Tests, Drugs, Treatment & Consultants
Including cover for Chemotherapy and Radiotherapy
Physiotherapy
Parental Hospital Accommodation
Post Hospitalisation Treatment
(Received within 90 days of being discharged from hospital)
Hospital Cash Benefit
Organ Transplant
(For major covered organs)
Prosthetic Devices
Psychiatric Treatment
(After 12 months continuous cover under the Policy)
2. Out-Patient Treatment and Wellness Benefit
Family Doctor, Treatment & Referrals
Specialists and Consultants
X-rays, Pathology, Diagnostic Tests and Procedures
Prescribed Drugs, Medicines, Dressings and Durable Medical Equipment
Out-Patient Surgery
MRI&CT Scans
Cancer Tests, Drugs, Treatment & Consultants
Physiotherapy, Homeopathic and Osteopathic Treatment
Complementary Medical Treatment:
Acupuncture, Aroma Therapy, Chiropractic Therapy, Herbal Therapy, Magnetic Therapy, Massage Therapy, Vitamin Therapy, Traditional Chinese Medicine - When referred by a Doctor, General Medical Practitioner (GP)
AIDS/HIV Treatment
Hormone Replacement Therapy
Home Nursing Care
Primary care services of a registered nurse in the Insured Person's Home immediately after, or instead of, In-Patient/Day Patient Treatment
Rehabilitation
Extended Care Facility
Hospice Care
Adult Wellness and Health Check
(After 12 months continuous cover under the Policy)
Child Wellness and Health Check
(After 12 months continuous cover under the Policy)
Psychiatric Treatment
(After 12 months continuous cover under the Policy)
3. Travel, Transportation and Out of Area Benefit
Emergency Local Ambulance
Emergency Evacuation and Transportation
Accompanying Relative, Travel and Accommodation
Cremation/Burial or Repatriation of Remains
Compassionate Visit
(After 12 months continuous cover under the Policy)
USA Elective treatment within the Provider Network
Excludes non-emergency travel & accommodation (Applicable to Insureds who have not selected Area 3 - Worldwide Cover)
Worldwide Accident and Emergency
Out of Area Cover
4. Cover in respect of Pre-Existing Conditions and Chronic Conditions
Pre-Existing Medical Conditions
Limits of Cover arrer 24 months continuous cover
(Unless excluded or terms applied as indicated otherwise in writing)
Chronic Conditions and Palliative Care
(after 24 months continuous cover under the policy)
Stabilisation of Acute Chronic Episode
5. Dental Treament
Emergency Dental Treatment (In-Patient or Day-Patient)
Accidental Dental Damage
Caused to sound natural teeth lost or damaged in an accident. (Out-Patient Treatment/Dental Surgery must be received within 5 days from the date of the accident occurring)
Emergency Dental Treatment (Out-patient/Dental Surgery)
(For relief of pain, being treatment of an abscess, cracked or broken tooth rebuild or temporary filling within 5 days of the event)
Routine Dental Treatment (Out-Patient)
For the restoration of natural teeth
Examinations, check-up and x-rays
Tooth cleaning and polishing
Normal compound fillings, simple or non-surgical extractions
Incurred after 180 days from the Effective Date
Major Restorative Dental Treatment
Removal of impacted, buried or unerrupted teeth, removal of roots, removal of solid odontomes, apicetomy, new or repair of bridgework, new or repair of crowns (not precious metal), root canal treatment, new or repair of upper or lower dentures
Incurred after 12 months from the Effective Date
6. Maternity Cover
Pregnancy Complications Including Medicallly
Required C-Section
Normal Pregnancy and Delivery
(Including Premature Birth Treatment, Pre, Post and Routine Natal Care)
